You asked: Who can be a dependent on Gems medical aid?

An immediate family member for whom the principal member is liable for family care and support. The following are deemed as child dependants: A principal member’s natural or legally adopted child who is under the age of 21. A child as described above, but of any age, who is mentally or physically handicapped.

Who can be a dependent on gems?

Adult dependant rates are payable for all eligible dependants who are 21 years of age or older. Child rates are payable for disabled dependants, and dependants under 28 years who are enrolled for any course(s) or undergoing supervised practical training.

Can anyone belong to Gems medical aid?

Member enrolment

As GEMS is a restricted scheme for Government employees, only those employed within public service can become members.

Can I put my girlfriend on my Gems medical aid?

Yes. If your boyfriend or girlfriend is living with you, you will be able to add them as an adult dependant to your medical aid – just as you would if they were your spouse.

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Who qualifies for gems subsidy?

Public service employees on salary level 1, 2, 3, 4 or 5 belonging to or joining GEMS on the Tanzanite One option (formerly Sapphire Option) are eligible for 100% of total monthly medical contribution, up to the maximum employer subsidy, provided the subsidy amount does not exceed the employee’s total monthly …

Can I put my parents on my GEMS medical aid?

Can I put my parents on my scheme as dependants? A. Yes, you can. In fact, any member of your family can qualify as your dependant if you can prove that they are financially dependent on you and that you are liable for family care and support.

What happens when GEMS main member dies?

Death while in service:The benefit paid is based on the member’s period of pensionable service. … If the member dies within this period, his or her beneficiaries receive the balance of the five-year annuity payments – excluding the annual supplement, in a once-off cash lump sum.

How do I claim my gems from medical aid?

If you have any questions or queries call us on 0860 00 4367 or send an email to

You can submit your claims by:

  1. Post: GEMS, Private Bag X782, Cape Town, 8000.
  2. Fax: 0861 00 4367.
  3. Email:; or a.
  4. GEMS walk-in centre.

Does GEMS pay for Covid testing?

“GEMS members will be serviced and should not be requested to pay for COVID-19 testing upfront. The testing of members where guidelines are not met is not considered as PMB level of care as it is regarded as not clinically appropriate.

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What is the difference between gems emerald and ruby?

The first difference which comes to mind is that ruby is red in color and a emerald is green. … Emerald on the other hand is a variety of the mineral beryl and gets its green color from trace amounts of chromium and vanadium.

Can I put my nephew on my medical aid?

Should you wish to add any extended family members (grandparents, nephews, sisters, etc) as your dependants on your medical aid, the scheme may require proof of legal guardian and they must be financially dependent on you.

Can I put my grandchild on my medical aid?

Generally grandchildren can only be added if they have been legally adopted by the grandparents, or a court has granted guardianship to the grandparents. If a single parent dies, the eldest child will become the principal member of the medical scheme, if they wish to continue their membership.

What is a dependent code?

A dependent code list contains code values that depend on code values in another code list. The dependency exists between code lists that belong to different reference data sets.